Fred Rewey and Tracy Z

About Tracy Z

Tracy Z began investing in notes over thirty years ago when she quickly realized that she’d rather be a lien lord than a landlord. She has handled millions of dollars in real estate notes since 1988. She first started on the institutional side, heading up the due diligence department as VP for one of the nation’s largest seller-financed note buyers.

Loving the business but wanting to work for herself, Tracy co-founded a note-buying company in 1997.  This developed into, an online newsletter for private investors, and Cash Flow Expo, a virtual summit. Discovering like-minded lady investors, she created Wize Women Investors and the Wize Women Expo. This annual virtual conference brings together female investors with a desire to empower others to invest with confidence.

Tracy specializes in the use of tax-advantaged retirement funds to purchase notes and helps landlords wanting to ditch tenants to be the bank by safely creating and holding paper. A well-known educator, she has a passion for sharing her knowledge and guiding others on their note-investing journey.


About Fred Rewey

Fred Rewey is widely recognized for his negotiation, marketing, and deal structuring skills. His extensive background gives him a unique perspective on all aspects of the note industry. Author of three books and inducted into the National Speakers Association, Fred spends a lot of time on marketing – understanding human nature and creating automated funnels that turn prospects into raving fans.

Entering into his fourth decade in the note industry Fred started his note business from his kitchen table in a 500 square foot apartment. Later joining one of the largest institutional note buyers, Fred helped create buying programs and industry standards for the other side of the table.

In 1998 Fred left the corporate life to build Diversified Investment Services along with his business partner, and spouse, Tracy Z. Both parlayed that independent mentality to build multiple companies – most note industry related. Fred will always find time to travel, smoke cigars, enjoy bacon, and work on his golf game.